We have recently noticed a disturbing trend in Governmental/Municipal Lease Purchase Agreements and Rental Contracts. We have always reviewed the Insurance portion of the agreement/contract which spells out what is required of our members (loss payee and/or additional insured). We now have to read the fine print in the Indemnity/Hold Harmless portion of the agreement/contract as the Lessor is asking our members to cover their negligence!

TOIRMA added Cyber Liability coverages effective June 1, 2017.  Included with this coverage is a access to a service, breachsolutions.com, a proprietory risk management website containing valuable resources, such as sample privacy policies and procedures, breach response and preparedness materials, and state and federal regulatory updates.  The website also provides trending cyber topics and timely data security news and updates.

The Three-Point Contact sticker was added in 2017. Always remember to maintain three points of contact – two hands and one foot or two feet and one hand when mounting and dismounting equipment.